What is a Credit Check-up?
Our Credit Check-Up is an opportunity to have your tri-merged credit score pulled free of charge by a mortgage loan officer. Just bring your photo ID. No workshop, no presentation, simply come to the event, input your information, talk to a loan officer and learn your credit ranking. It's as simple as 1 2 3 and the whole process takes less than 15 minutes.
If you’re thinking about buying a home, you need to be aware of your credit score – one of the most important factors when qualifying for a loan. Generally speaking, a higher score can mean a better chance of getting approved for a loan and securing a lower interest rate.If you are using Credit Karma, Credit Sesame, Credit.com or Fico.Com or any other credit monitoring service and think you know your credit score you are DEAD WRONG!
Bad credit? No credit? Low credit? Get help from the professionals. To register for a Credit Check-up Workshop click here.
Home Buyer Workshop Series
You can’t know everything there is to know about buying a home — especially when you’re a first time home buyer. However, you can do a little research and put yourself in position to succeed. This series of workshops will help you navigate the process, save money and avoid common mistakes. The workshops are given on a monthly basis and you can attend as many or as few you wish.
Each session tackles a topic and provides comprehensive information that you may not get elsewhere. For example, in Session II - The Homebuying Search we'll tell you everything you need to know about the entire home buying process (types of sales, market stats, auctions and on-line bidding) while Session III - Making an Offer and Negotiating Strategies delves into all the paperwork included in a contract of sale and provides negoitating strategies to help you make the best offer. Believe it or not, price is not always the determining factor!
Session IV - Hiccups, Setbacks and Strategies gives insight into what can happen while you're waiting to go to settlement. It explains how to prepare yourself for the unexpected and most importantly, gives you a detailed plan to follow to anticipate problems and address them before they get totally out of control.
Session V - Going to Closing prepares you for settlement day and lets you know everything that has to happen before then. Finally Session I - Money, Money, Money is our most popular workshop because it focuses on credit, credit issues, types of mortage loans and first time homebuyer down payment assistance programs. No matter which workshop you select, we guarantee that it will provide you with a wealth of inormation. Workshops are interactive and questions are encouraged. Because there is so much content to cover, each workshop provides a written workshop guide. If you want to be a smart buyer, this series of workshops is meant for you.
You've heard about Rent to Own Programs, what about a program that can skip that rental step and launch you directly into buying a home? Sound too good to be true? It's not and it's happening every day.
Bad credit? No credit? Bankruptcy? Divorce? Foreclosure? Short sale? We can help you! This program is absolutely FREE and there is no obligation.
This is not some magic fix but a proven method of helping people realize their dreams of becoming homeowners. It doesn't happen overnight but it DOES happen, sometimes as quickly as 3-4 months. All it takes is your commitment and the right knowledge.
Our workshops are free and open to the public, due to space constraints registration is required. If you’re a first time home buyer and unsure about the home buying process, this free workshop may be just what you’re looking for.
For a schedule of workshops click here.
To register for a Home Buyer 101 workshop click here.
To view website testimonials click here.